:root{--navy:#12305a;--gold:#c9922e;--ink:#182334;--muted:#667085;--line:#dbe2ea;--bg:#f4f7fa;--card:#fff;--green:#176b51}*{box-sizing:border-box}body,html{margin:0}body{background:var(--bg);color:var(--ink);font:16px/1.6 -apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}a{color:var(--navy)}footer,header,main{max-width:960px;margin:auto}header{padding:20px;display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line)}header nav{display:flex;gap:18px}.brand{font-size:1.2rem;font-weight:850;text-decoration:none;color:var(--navy)}main{padding:0 20px 60px}.hero{padding:52px 0 22px}.hero h1,.prose h1{font-size:clamp(2rem,6vw,3.5rem);line-height:1.08;max-width:800px;margin:.2rem 0 1rem;color:var(--navy);letter-spacing:-.035em}.hero>p:last-child{max-width:760px;font-size:1.1rem;color:#40516a}.eyebrow{font-size:.78rem;font-weight:800;letter-spacing:.14em;color:var(--gold)}.checker{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 18px 45px rgba(18,48,90,.08)}.deadline{display:grid;grid-template-columns:1fr auto;grid-gap:2px 18px;gap:2px 18px;background:#fff8e8;border:1px solid #efd28c;border-radius:12px;padding:14px 16px;margin-bottom:22px}.deadline b{color:#704b00}.deadline span{grid-column:1;color:#704b00}.deadline strong{grid-column:2;grid-row:1/3;align-self:center;background:var(--gold);color:#fff;border-radius:99px;padding:7px 12px;font-size:.85rem}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:16px;gap:16px}.form-grid label{display:flex;flex-direction:column;gap:5px}.form-grid b{font-size:.9rem}.form-grid input,.form-grid select{width:100%;border:1px solid var(--line);border-radius:10px;background:#fbfcfe;padding:11px;font:inherit}.verdict{border-top:1px solid var(--line);margin-top:24px;padding-top:18px}.verdict-label{color:var(--gold);font-weight:800;text-transform:uppercase;font-size:.76rem;letter-spacing:.1em}.verdict h2{color:var(--green);font-size:1.75rem;margin:.1rem 0 1rem}.verdict dl{margin:0}.verdict dl div{display:grid;grid-template-columns:220px 1fr;grid-gap:16px;gap:16px;padding:10px 0;border-bottom:1px dashed var(--line)}dt{color:var(--muted);font-size:.88rem}dd{margin:0;font-weight:650}.legal{border-left:4px solid var(--gold);padding:8px 12px;background:#fffaf0;font-size:.86rem}.content{margin-top:42px}.content h2,.content h3{color:var(--navy)}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));grid-gap:12px;gap:12px}.card,.cards a{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px;text-decoration:none}.cards strong{display:block}.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;margin:8px 0;padding:8px 14px}.faq summary{font-weight:700;cursor:pointer}.lead{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:24px;margin-top:24px}.lead h2{margin-top:0;color:var(--navy)}.note{color:var(--muted);font-size:.82rem}.prose{max-width:800px;padding-top:36px}.scheme-table{width:100%;border-collapse:collapse;background:#fff}.scheme-table td,.scheme-table th{padding:11px;border:1px solid var(--line);text-align:left;vertical-align:top}.scheme-table th{background:var(--navy);color:#fff}footer{border-top:1px solid var(--line);padding:24px 20px 40px;color:var(--muted);font-size:.85rem}@media(max-width:650px){header{align-items:flex-start}.deadline,.form-grid{grid-template-columns:1fr}.deadline span,.deadline strong{grid-column:1;grid-row:auto}.deadline strong{justify-self:start;margin-top:8px}.verdict dl div{grid-template-columns:1fr;gap:2px}.scheme-table{font-size:.82rem}.hero{padding-top:32px}}